Life Insurance Blood Test Reddit. Usual blood and urine tests do not detect nicotine or cotinine—which are specialized tests. It includes height, weight and blood pressure checks, as well as blood or urine samples and a request for medical history.
The life insurance blood test is a medical exam requirement where a third party paramedical company sends a nurse to draw blood (and get a urine sample) from a life insurance applicant. It’s extremely accurate as long as it’s given within its detection window — one to three days for nicotine and one to 10 days for cotinine. Log in or sign up to leave a comment.
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Life Insurance Policy Blood/Urine Test.
Very rarely, your insurer will ask you to take a blood test. I do not know exactly when but fairly soon, i will have either a blood or urine test for cotinine for my life insurance. See what drugs they test for here & how to pass.
Alcohol Is Processed In The Liver And An Elevated Ggt Can Indicate The Use Of Excessive Alcohol Consumption Over A Long Period Of Time.
I have not smoked an analog in at least five years. During your paramed exam (the medical exam for life insurance), the examiner will draw blood. I smoke weed, wife doesn’t know.
Did One Thru Exam One And It's Been A Whole Week.
Best life insurance companies for hypertension. Nicotine may stay in your system longer depending on your age, your health, how long you’ve been smoking and other factors. If you have decided to pass the test, and you cannot use any nicotine supplements, then chewing on regular chewing gum, cinnamon sticks, apples, other fruits and any edible.
My Hubby And I Are Applying For Life Insurance Through New York Life And They Require Blood And Urine Samples.
Log in or sign up to leave a comment. Drink a lot of water in the day leading up to your life insurance physical exam. We have discussed the general life insurance industry guidelines for blood pressure levels as they relate to health classes.
Blood Alcohol Test Measures The Amount Of Alcohol (Ethanol) In The Body At A Given Time.
21 insider secrets to help you save on your life insurance policy. The life insurance wants to clear you so they likely would only check for the usual bandits. It includes height, weight and blood pressure checks, as well as blood or urine samples and a request for medical history.